Mortgage Calculator | Jenny Gui

Estimate Your Monthly Payment

Run the numbers on payment and down payment options — no login, no guesswork.

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Your Estimated Monthly Payment
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Principal & interest, taxes, insurance, and PMI included where applicable.

This estimate is for planning purposes only. Actual payments may vary based on your loan program, credit profile, property taxes, homeowners insurance, HOA dues, PMI, and current interest rates.

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See how a larger down payment can affect your monthly payment and cash needed at closing.

Down Payment Cash Needed Loan Amount Monthly Payment PMI?

PMI typically falls away once a conventional loan reaches 20% down or 20% equity. Every point of down payment changes both your monthly number and your cash-to-close — happy to map this against your actual savings timeline.

Ready for personalized numbers?

Get a customized payment estimate based on today's interest rates, available loan programs, and your unique financial goals.

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Jenny Gui — Your Bay Area Home Girl 🏡